Check your rate for an online personal loan in minutes without affecting your credit score. Get funds sent in as fast as 1 business day.

We reviewed Upstart based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process.

Mar 19, 2025 · For this review, Business Insider's personal finance team compared Upstart personal loans to the best personal loans of 2025 and found it to be the top choice for borrowers with limited...

Aug 29, 2025 · Upstart personal loans offer fast funding and may be an option for borrowers with low credit scores or thin credit histories. Upstart is an online lending platform that connects borrowers...

Jan 8, 2026 · Upstart is an online loan marketplace that leverages AI to evaluate loan applications and connect borrowers with lenders. It offers personal loans from $1,000 to $75,000 with three- and...

Mar 4, 2026 · Upstart is a lending marketplace based in California that was founded in 2012. The company uses artificial intelligence to connect borrowers with lenders willing to extend them credit. …

Jan 14, 2025 · Upstart’s personal loans feature flexible loan amounts. This makes its loans ideal for a variety of purposes, from home improvement projects to financing a large purchase.

Feb 9, 2026 · Upstart works by partnering with banks to provide personal loan offers to qualified applicants. You can check your rates on Upstart's website without hurting your credit score, then …

Feb 9, 2024 · Upstart Personal Loans offers a unique and data-driven approach to personal lending. By leveraging artificial intelligence and considering non-traditional factors, Upstart extends borrowing …

Mar 10, 2026 · In this Upstart personal loan review, learn how the company Upstart disrupted the loan industry with its AI-powered underwriting technology. Upstart makes it possible for more people with …