If you need help LINK IS IN MY BIO. Original creditors can charge it off, sell it, and move on. The debt doesnโ€™t disappear. It just changes hands. Then a debt buyer comes after you for the full balance plus fees. The smarter move is handling it early, disputing properly, and negotiating before it ever escalates. #creditrepair #collections #debtbuyer #creditscoretips #financialliteracy
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